Origination

Quote, approve and fund private mortgages without the paperwork chase.

From the first call to the funded loan, every detail is captured once and carried forward — to the commitment letter, the lawyer's funds flow and the loan file.

Today

The problem

  • Quotes worked out on a calculator, with fees and LTV checked by hand.
  • Borrower documents chased by email, with no single list of what is still missing.
  • Commitment letters retyped from notes, then retyped again for the lawyer.
  • No clear view of which deals are waiting on whom.
With Amortivo

What changes

  • Quotes in a minute, consistent with your rate sheet
  • One checklist of outstanding documents and conditions
  • Commitment and lawyer instructions generated, not retyped
  • Every deal's next step visible on the board
Contact profile in Amortivo showing details, relationships and activity
Product screen with sample data.
Features

What's included

CRM and contacts

Borrowers, guarantors, brokers, lawyers and lenders in one place, with every call, email, SMS, note and task on their timeline.

Lead pipeline

A board from first enquiry to funded deal, with stage rules, follow-up tasks and the reasons deals are lost.

Quick quote from your rate sheet

Rate by position, property type and LTV band; combined LTV for second mortgages; lender fee, broker fee and the net advance to the borrower.

Intake and documents

Properties, collateral, existing mortgages and property tax captured once. Request documents, track conditions and send secure upload links.

Underwriting and approvals

A scorecard, approval memo, conditions and approval limits per role, with credit-committee decisions recorded.

Commitment and e-signature

Commitment letters generated from your templates and signed electronically. The commitment fee turns the lead into a deal.

Funding and lawyer instructions

Allocate the loan across lenders, confirm their funds in trust and produce a funds flow and lawyer instructions that match to the cent.

FAQ

Questions about origination

Does Amortivo calculate combined LTV for second mortgages?

Yes. Quotes, underwriting and the loan page include the balances of mortgages that rank ahead, so a second mortgage is priced on its combined LTV.

Can brokers submit deals directly?

Yes. The broker portal lets brokers submit deals, upload documents against each condition and follow the deal's progress.

See your loan book in Amortivo.

A 30-minute walkthrough with your own scenarios — origination to investor payout.