Quote a private mortgage in a minute — from your own rate sheet.
Enter the property value, the loan amount and any mortgages ahead. Amortivo finds the rate on your rate sheet, applies your fees and shows the monthly payment, per diem and net advance — ready to save as a lead.
Example: second mortgage quote
Figures calculated by Amortivo from a sample rate sheet.
Step by step
- Enter the basicsProperty type and value, position, loan amount and any mortgages that stay ahead.
- Amortivo prices itThe rate comes from your rate sheet by position, property type and LTV band; fees from your defaults.
- Adjust if neededOverride the rate or fees — the quote flags anything outside your guidelines.
- Save as a leadOne click turns the quote into a lead with every figure carried forward.
What changes
- Consistent pricing across your team
- Answers on the first call
- No retyping when the deal goes ahead
Used by
- Mortgage agents
- Brokers' contacts
- Owners
Capabilities
Your rate sheet
A matrix of rates by LTV band and product, plus lender fees by band, maintained in Settings.
Combined LTV
Second and third mortgages priced on the combined LTV including prior charges.
Fees and net advance
Lender fee, broker fee, admin and legal fees and the net amount the borrower receives.
Payment and per diem
Interest-only or blended payments, with semi-annual compounding for blended loans.
Guideline checks
Flags quotes above your maximum LTV or outside your lending limits.
Outcome tracking
Record whether the caller declined, is thinking it over or went ahead.
Questions about quick quote
Does the quote handle second mortgages?
Yes. Enter the balances of mortgages that stay ahead and the quote uses combined LTV to find the rate.
Works together with
Lead pipeline
A visual pipeline from first enquiry to funded deal, with stage rules, follow-up tasks, lost reasons and the value of every stage.
Learn more →Underwriting & approvals
Underwriting files with a risk scorecard, approval memo, conditions, approval limits by role and credit-committee decisions for private mortgage lenders.
Learn more →Payment schedules & loan ledger
Interest-only or blended payment schedules on any frequency with semi-annual compounding, interest adjustments, prepaid interest and an append-only loan ledger.
Learn more →See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.