Know-your-client records where an examiner expects them.
Mortgage lenders, brokers and administrators have FINTRAC obligations. Amortivo records identification, screening and risk for every client, prepares reports for the compliance officer and keeps your compliance program documents.
Step by step
- Verify identityMethod, document and date for each borrower, guarantor and lender.
- Screen and ratePEP, HIO and sanctions screening records and a risk rating.
- MonitorReview dates by risk; overdue reviews flagged.
- ReportPrepare reports for filing through FINTRAC's systems.
What changes
- Records in one place
- Gaps visible before an exam
- Confidential reports kept confidential
Used by
- Compliance officers
- Underwriters
- Owners
Capabilities
Client verification
Verified, missing and overdue at a glance.
Screening records
With dates and results.
Risk assessment
Your business-wide assessment and client ratings.
Restricted reports
Suspicious-transaction records visible only to the compliance officer.
Compliance program
Officer, policies, training and effectiveness reviews.
Underwriting link
KYC status shown on every deal.
Questions about fintrac & kyc
Does Amortivo file with FINTRAC?
Amortivo prepares and keeps the records; reports are filed through FINTRAC's own systems.
Works together with
Beneficial ownership
Record directors and owners of 25% or more for corporate and trust borrowers and lenders, how ownership was confirmed, and see which entities are still missing a record.
Learn more →Roles, permissions & audit trail
Role-based permissions with custom roles, approval limits, masked sensitive fields, two-step sign-in and a full audit trail of every change.
Learn more →Underwriting & approvals
Underwriting files with a risk scorecard, approval memo, conditions, approval limits by role and credit-committee decisions for private mortgage lenders.
Learn more →See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.