Know when insurance lapses or taxes fall behind — before it's a problem.
Your security is only as good as the property behind it. Amortivo tracks valuations, property tax status and insurance certificates for every property — including collateral — and reminds you before anything lapses.
Step by step
- Record what's on fileValuation and date, tax account and status, insurer, policy, expiry and whether you're named.
- Get remindedBefore insurance expires, when an appraisal is stale and when tax verification is due.
- Request updatesAsk the borrower for a renewal certificate or endorsement in one click.
- Act on issuesTax arrears and title alerts can open a collections case or a task.
What changes
- Protected security on every loan
- Issues found in time to act
- Evidence of monitoring for investors
Used by
- Servicing staff
- Risk
Capabilities
Appraisals
Valuation history and stale-appraisal flags, especially before renewal.
Property tax
Annual verification, arrears and tax paid on the borrower's behalf.
Insurance
Certificates, expiry, mortgagee clause and missing certificates.
Title
Sub-search orders and liens registered after funding.
Collateral
Every security property, not just the primary.
Automation
Reminders and tasks driven by your rules.
Questions about property monitoring
Does it track collateral properties?
Yes. Every property on the loan — primary and collateral — is monitored.
Works together with
Renewals
A 90-day maturity pipeline, renewal offers with new terms and fees, updated property information and lender consent — recorded as a new term on the same loan.
Learn more →Portfolio risk
A portfolio risk dashboard with concentration limits by region, borrower and property type, LTV bands, maturities, arrears and loans needing attention.
Learn more →Tasks & automation
Tasks and reminders for every team member, plus automation rules that send messages and create tasks on dates and events across leads and loans.
Learn more →See your loan book in Amortivo.
A 30-minute walkthrough with your own scenarios — origination to investor payout.